Adults Aged 35-44 Died at Twice the Expected Rate Last Summer, Life Insurance Data Suggests

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Death claims for working-age adults under group life insurance policies spiked well beyond expected levels last summer and fall, according to data from 20 of the top 21 life insurance companies in the United States.

Death claims for adults aged 35-44 were 100 percent higher than expected in July, August, and September of 2021, according to a report by the Society of Actuaries which analyzed 2.3 million death claims submitted to life insurance firms.

The report looked at death claims filed under group life insurance policies during the 24 months of the COVID-19 pandemic, from April 2020 to March 2022. The researchers used data from the three years before the pandemic to set a baseline for the expected deaths.

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